Being an adult is no joke. Beyond dressing ourselves and our kids and, ya know, feeding and bathing the family, there are so many other things that life throws at us. And because we're adults, we have to take care of these myriad to-dos. Welcome to: Adulting!

I'm not just talking about laundry, filling up the gas tank and stocking the fridge with groceries, but those tasks that always get pushed back. Getting life insurance. Refinancing your loan debt. (Students loans? Us, too.) Signing up for marriage counseling.

But guess what? These seemingly heavy-lift tasks are now a whole lot easier and faster to tackle. Here's how to check off your most tedious adulting chores.

The life insurance

When you're single with no descendants, life insurance might not seem like a top priority. But when you suddenly have a kid (or three), setting your family up for financial success is a must. And thanks to Ladder, obtaining a policy isn't the taxing, cringe-inducing process it used to be! It's modern and easy to use—seriously, you can even sign up for a policy from your phone or tablet. Ladder makes it possible to obtain a policy in under five minutes. Yes, really. See? No need to procrastinate!

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The student loan redux

You have the degree and the career and you also have the debt. And like us, you're likely just paying your monthly minimums without considering refinancing your student loans—because that sounds hard and complicated. Laurel Road simplifies the process. You can check your rates in only a few minutes (and don't worry, doing so won't impact to your credit score!).

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The marriage counselor

Did you know that 66% of couples report a drop in marital satisfaction when baby arrives? It's not surprising that an infant can cause stress for mama, but all that pressure can affect your relationship, too. Taking the time to really invest in marriage counseling often falls to the bottom of the to-do lists because of the many hurdles—finding a therapist, traveling to appointments, the cost of copays or out-of-pocket fees, the stigma around it all. With Lasting, however, you and your partner pair your apps and can begin working on your relationship together on your own timeline.

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