Family Finances - Planning Tools, Advice & More - Motherly
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Family Finances & Budgeting

Having a baby shouldn’t mean blowing your budget. Take control of your family finances with tips on saving money, building good credit, and more.

couple working on budget at a cafe - financial accounts parents need

The 4 financial accounts all parents should have (and how to set them up in under 30 minutes)

How to save money even if you think you can't start a savings account right now.

Updated Dec. 05, 2022
baby sleeping in a snoo

The Snoo could soon be covered by health insurance

What parents need to know about the SNOO and the FDA's Breakthrough Device program.

Updated Jan. 20, 2022
mom holding baby

Why America needs to consider paying stay-at-home parents

It could help solve the childcare crisis in this country, says one expert.

Updated Jan. 12, 2022

These are the best credit card reward programs for families

From travel points to getting your child ready for college.

Updated Nov. 30, 2022
a grandfather holding hs granddaughter

72% of older Americans strongly oppose paying for universal childcare, says new survey

But if a generation can't afford to have children, who will look after older Americans?

Updated Oct. 29, 2024
parents holding baby in the kitchen

It’s harder than ever before for families to get by on a single income

The cost of essentials—like healthcare, groceries and rent—is escalating.

Updated Feb. 11, 2022

How to become more financially savvy *before* your baby is born

According to the U.S. Department of Agriculture, as of 2015, the cost of raising a child is $233,610—a number that can make anyone's jaw drop to the floor.

Updated Jan. 27, 2023
two women hugging while holding wrapped presents

How to not go broke this holiday season

A Bankrate survey found that 45% of Americans feel compelled to go beyond their comfort zones when buying holiday gifts.

Updated Feb. 03, 2022
pregnant woman sitting on the floor looking at her belly

Motherhood is an expensive journey—here’s how to plan for it

Preparing now will give you the peace of mind to start parenthood off on the right foot.

Updated Jan. 31, 2022
partners sitting in front of a computer

How to adult in 5 steps

Think of this as a checklist to security.

Updated Feb. 02, 2022
a child standing next to a christmas tree

How to have a very merry Christmas with kids for $200 or less—seriously

This year, out of necessity, I’ve decided I’m doing things differently.

Updated Oct. 29, 2024
a woman holding a baby and looking at a laptop

New calculator shows the cost moms pay for stepping back from the workforce

But the non-monetary reasons may still be worth it for some families.

Updated Oct. 29, 2024
10 Tips to Save on Your Babymoon

10 Tips to Save on Your Babymoon

Ten tips to get you and your partner away on the perfect pre-baby getaway.

Updated Mar. 22, 2022
baby sitting on the ground

Report: Average U.S. family pays more than 30% of income on child care—and that hurts us all

See what percentage of income the average family in your state pays for childcare. 

Updated Jan. 12, 2022
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