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Feeling financial fatigue, mama? How to get control of your money in 5 steps

Burnout is something we all experience and stress from your finances may play a major part in that. Fortunately, there are steps you can take to combat financial fatigue and finally feel like you're in a positive relationship with your money.

Here are a few tips that will help to reduce your money stress—to ensure that you're equipped with an actionable plan to take control of your finances and finally meet your money goals.

1. Know where you stand

The best way to counteract getting overwhelmed is getting organized. First thing's first: rip off the band-aid, look at how much your household has spent (and on what). Spend time checking your bills and looking at your bank account balance and credit statements to get a clear picture of where your finances are at.

2. Adjust your budget

Rewrite your budget to fit your current reality. Budgeting can help you see where you can cut unnecessary expenses and increase flexibility in your family's choices down the line. If you have to tighten your belt for the first month or so of the year to ensure you're paying back your holiday debts, so be it.

If budgeting feels overwhelming, start with an app that can simplify it. Mint, for example, allows you to create budgets that make sense for you. You Need a Budget breaks down your spending as well.

3. Take action to boost your credit score

Here are three ways to do just that:

  1. Set up autopay: Whether or not you make payments on time is the most important element in the calculation of your credit score. As long as you pay your bills on or before the deadline, your score will be in good standing. Turbo is a great, free resource to monitor how your credit score is affected by your bill payments.
  2. Know your credit utilization: Something that we don't always take into consideration is our credit utilization. Your credit utilization is the ratio of your credit card balances to credit limits. If you're using your credit cards responsibly and paying bills on time, you will lower your credit utilization percentage, thus increasing your credit score.
  3. Keep old accounts open: Your credit age makes up 15% of your credit score, and the only way to increase the age is to keep old accounts open and avoid opening new ones.

4. Set clear goals and hold yourself accountable

Does your family have big vacation plans, or maybe a new house is on the horizon? Make sure that you're considering both short and long-term goals early on, so they don't creep up on you. Be honest with yourself from the get-go so you can plan and prepare for your upcoming expenses. Once you've set your goals and your focus is on getting back on track, hold yourself accountable by setting regular check-ins to track your progress.

5. Be easy on yourself

Events, like the holidays, birthdays or vacation are meant to be celebrated, and that means festivities, fun and (maybe) some frivolousness. Don't beat yourself up if your bank account looks different than you expected after they're over. As long as you're actively working toward your financial goals, being consistent and being patient with yourself, your bank statements (and financial fatigue) will even out.

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Products that solve your biggest breastfeeding challenges

Including a battle plan for clogged ducts!

When expecting a baby, there is a lot you can test-run in advance: Take that stroller around the block. Go for a spin with the car seat secured in place. Learn how to use the baby carrier with help from a doll. But breastfeeding? It's not exactly possible to practice before baby's arrival.

The absence of a trial makes it all the more important to prepare in other ways for breastfeeding success—and it can be as simple as adding a few of our lactation aiding favorites to your registry.

MilkBliss chocolate chip soft baked lactation cookies

MilkBliss lactation cookies

Studies have shown the top reason women stop breastfeeding within the first year is because they are concerned about their milk supply being enough to nourish baby. Consider MilkBliss Lactation Cookies to be your secret weapon. Not only are they wholesome and delicious, but they were formulated specifically for breastfeeding moms based on the science of galactagogues—also known as milk boosters. They also come in peanut butter and wild blueberry flavors.

$23

Evereden multi-purpose healing balm

Evereden multipurpose healing balm

Also up there on the list of reasons women stop breastfeeding: the toll the early days can take on nipples. Made from just five ingredients, this all natural healing balm is ideal for soothing chafed nipples, making for a much more comfortable experience for mama as her body adjusts to the needs of a breastfeeding baby.

$20

Lansinoh milk storage bags

Lansinoh milk storage bags

For a breastfeeding mama, there are few things more precious and valuable than the milk she worked so hard to pump—and it's the stuff of nightmares to imagine it spilling out in the fridge. With these double-sealed milk storage bags, you can be assured your breastmilk is safe and sound until baby needs it.

$12.50

Belly Bandit bandita nursing bra

Belly Bandit bandita nursing bra

Nursing a baby is a 24/7 job, which calls for some wardrobe modifications. Because Belly Bandit specializes in making things more comfortable for the postpartum mama, they've truly thought of every detail—from the breathable fabric to the clips that can be easily opened with one hand.

$47

boob-ease soothing therapy pillows

Boob Ease soothing therapy pillows

For nursing moms, duct can quickly become a four-letter word when you suspect it's getting clogged. By keeping these soothing breast pillows in your breastfeeding arsenal, you can immediately go on the defense against plugged milk ducts by heating the pads in the microwave or cooling them in the freezer.

$25

Belly Bandit perfect nursing tee

Belly Bandit perfect nursing tee

A unfortunate reality of nursing is that it can really seem to limit the wardrobe options when you have to think about providing easy, discrete access. But by adding functional basics to your closet, you can feel confident and prepared for breastfeeding on the go.

$59

Bebe au Lait premium cotton nursing cover

Bebe au Lait cotton nursing cover

Nursing in public isn't every mama's cup of tea. But babies can't always wait until you've found a private place to get down to business if that's your preference. That's where a nursing cover comes in handy. This one is made from premium cotton and features a patented neckline that allows for airflow and eye contact even while you're covered.

$36

Lactation Lab basic breastmilk testing kit

Lactation Lab breastmilk testing kit

Curious to learn more about the liquid gold you're making, mama? The testing kit from Lactation Labs analyzes your breast milk for basic nutritional content like calories and protein, as well as vitamins, fatty acids and environmental toxins to help boost your breastfeeding confidence.

$99

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